How it works

Four steps to a new phone.

Getting a phone on finance shouldn't be complicated. Go from browsing to unboxing in under a week — with no credit checks.

Pick your handset

Browse iPhone, Samsung Galaxy, Google Pixel and more. Every phone is available on flexible payments with no credit check.

Get an instant decision

Approval takes about 60 seconds — no hard credit search, no long waits, no paperwork.

Choose flexible payments

Split the total across manageable flexible payments. Pick the schedule that suits your budget.

Free delivery, ready to use

Your phone arrives on next-day delivery, unlocked and ready to pop your SIM in.

Flexible payments, no contract, no surprises

Unlike a traditional network contract, you're paying for the handset itself — not airtime. No two-year lock-in, no data allowances you don't use, and no hidden fees. Just simple flexible payment finance with no credit checks.

Start my application →